Chuck Smith

October brings cooler temperatures, changing leaves, and a reminder that winter isn't far behind. As you prepare your home for the colder months, it can also be a good time to review your homeowners insurance and consider any changes you've made to your property this year. A renovation, new roof, finished basement, or other home improvement could be a good reason to make sure your coverage still reflects your current needs.

Questions About Your Coverage? As your local State Farm agent, I’m here to help answer questions, review your current coverage, or provide a quote. Feel free to reach out anytime!

Hi—I'm Chuck Smith, a licensed State Farm Insurance agent serving families and businesses across the Des Moines Metro area and throughout Iowa. I’m proud to help customers in Des Moines, West Des Moines, Ankeny, Urbandale, Waukee, Johnston, Pleasant Hill, and surrounding communities with auto, home, life, and business insurance, plus guidance for retirement and financial needs.

My commitment is simple: I take the time to understand what matters to you and your household—so we can review your coverage options with clarity and confidence. Whether you’re protecting your first car, updating a policy after a move, preparing for your family’s future, or starting a new business, I’m here to support you every step of the way.

With 48 years of experience in the insurance industry, I’ve helped customers navigate everyday questions like: What coverage do I actually need? What happens if my situation changes? You can expect a straightforward, locally focused approach—backed by State Farm tools and resources.

Servicios en español disponibles. We offer support in Spanish for customers who prefer to communicate that way.

Experience

I am a second-generation State Farm Agent, and our office has been helping Des Moines neighbors with insurance needs since 1978. Over the years, I have worked with drivers, homeowners, renters, and growing families to review coverage choices, explain options, and update policies as life changes.

I take pride in being part of this community and in helping you feel prepared for day-to-day risks, from road travel to home protection.

Expertise

We help Iowa customers with coverage for many situations, including:

• Auto Insurance for drivers and vehicles in Des Moines and surrounding areas

• Homeowners Insurance for houses and primary residences

• Renters Insurance for apartments and rentals

• Condo Insurance for condo owners

• Life Insurance for families preparing for the future

• Business Insurance for small businesses

• Motorcycle Insurance for riders who want coverage that fits their needs

If you are comparing options, renewing coverage, or making a change, the goal is to make the details clear and help you understand what your policy is designed to cover.

Our team supports customers across the region and is recognized for service, including:

• President’s Club Member

• Ambassador Travel Qualifier

We also maintain an active presence in the community through ongoing relationship-building and customer service in the Des Moines area.

Customer Q&As

Q: Do you help with auto insurance in Des Moines and nearby cities? Yes. We help drivers across Des Moines, West Des Moines, Clive, Norwalk, and Johnston, plus the surrounding Des Moines metro.

Q: Can you help if I am moving to Polk, Dallas, or Warren County? Yes. Our team can help you plan for coverage before or during your move so you can transition with less stress.

Q: What insurance do you recommend for renters in Iowa? Many renters choose coverage that helps protect personal belongings and provides liability protection. We can review your situation and explain what different policy options cover.

Q: Do you offer homeowners, condo, and renters insurance? Yes. We help with homeowners, condo, and renters insurance for Iowa residents.

Q: Do you offer help in Spanish? Yes. Ofrecemos servicios en español. If you prefer Spanish, you can request Spanish assistance when you contact the office.

Q: Who can I call to review my current policy? You can contact the office by phone or text to review your current coverage and discuss possible updates.

Call or Text for a quote today!